Spray foam insulation and mortgages: what you need to know
If a surveyor has flagged spray foam in your loft, you’re not alone. Here’s why it matters and what can be done.
Why lenders worry
Foam hides the timbers so they can’t be inspected, and can trap moisture against them. Many lenders and surveyors ask for it to be removed.
What removal involves
Cutting and scraping the foam from the rafters by hand, bagging it out and leaving the timbers visible. Photos help with your lender.
Afterwards
The loft is re-insulated on the floor, with the eaves open.
Common questions
Can you check it for me?
Yes. Book a free loft check on the form.
Tell us what you’ve found. We’ll find the cause.
Describe the problem and we’ll look, explain it and quote the fix in writing. Free.